yep, this is where itemized wills come into play. I've seen the greed that comes out first hand when a family member dies, it soon becomes about money, the more the merrier and the quicker the better and it destroys families and tarnishes memories. I'm working with the JAG office in my unit to make mine as tough as possible for greed to come into it. Trusts, blind trusts etc. I'm using it all. down to the contents of the tool boxes even.