Dont loan out your tools

yup
there are 3 "lists"
the shortest one has the people on it that i DO lend tools to
the longest one has the people in it i simply tell no
and the last one has all the people on it i want to tell no to but in order to keep the peace i will give them 20 bucks to go buy a cheapy version of my expensive tools at walmart (and yes, those are all my inlaws)