It's an '04 and he's already "lost" the title..........

Del, it's a 13 year old truck, unless he got it from Cars & Credit (absolute crooks) no bank would even use it as collateral, they wouldn't get their money back out of it. If a bank still has the lien and the truck is paid for they will gladly give it to you, but it would or should have been sent out when the loan was paid. In Minnesota any lien older than 7 years old can be waived by a couple signatures.

And who are any of us to say what the seller did with the title? @dukeboy_318 lost one, I've misplaced a couple, so I think it's getting the cart ahead of the horse. Just saying, devils advocate if you will. It definitely might be a shady deal, but it could be legit too. I'd be all over it if it was closer.