Pretty simple math and works the same everywhere. A lot of these trucks are well over $60k. Personally I make the payments to myself and buy trucks out right, but a 60mo loan... that's a grand a month without charges or interest. Doesn't matter what you put down, it's still a grand a month. I know people take out 72, 84, and longer loans now... they're nuts. That's just a way to get something you obviously can't afford.
