Stop in for a cup of coffee

Old man ray said
They all speak in cryptic.
It's when you translate it that you discover the **** your in.
By then it's to late.

I would be the cryptic speaker. My wife is too conservative. (I think) She seems to spend a lot of money but not on anything of value. LOL She's a CPA and manages a $150,000,000.00 budget for the city.