Had that happen to me. Lady said modified car would be 260 year. I bought the policy. 4 month later her boss called and says it is highly modified. Renewal would be nearly 700 a year. I am in the market.
That exactly why I mentioned it. Someone saying “the clerk gave it to me so it must be legit” isn’t going to hold any water when it’s time to make a claim. Insurance companies don’t get to be as profitable as they are by making basic mistakes.