For anyone wanting to convert the A body from 5x4 over to 5x4.5

YY1 said

don't sweat "hub centric"

LOTS of wheels don't even have that option.

Centered by lug studs is the same...centered.

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Well my desire to make it hub centric was based on paranoia, not necessity. Hub centric does not mean centered. It refers to where the weight of the vehicle will be displaced... ie the lugs or the hub of the axle.