drums worth it? what do i need

This might shock you but as recently as 2017 you could buy brand new vehicles with rear drums including a Tacoma.

I'm not saying drums are better then discs whatsoever but I believe they get an undeserved bad reputation. If you need to do multiple hard stops within minutes then it's probably smarter to just remove yourself from whatever situation that's endangering your life.
I agree with this. My neighbor had a 56 Chevy with the stock 9 inch drum brakes and they would stop a low 10 sec car. This reminds me of the arguments I get in with people saying they need to have 4 wheel drive or all wheel drive. BS!