Good places to retire? Sorry-long

I lived in Cincinnati for 7 Years and it was pretty damn cheap. Winters could be a bit harsh though, especially in January.

I also lived just outside Memphis for 4 years (and still own a house there that I rent out) and the cost of living was a close second. Get further away from the city and the options become better...but it gets rural fast. It is also hot as hell there from May through September and there are the Spring tornadoes to worry about...and lots of them.

The Fall and early Spring were fantastic, and Winter was very short and mild. I was putting up Christmas lights in a T-shirt most years.