Buying and Selling Stocks/Investments

I don't trust other people with my money unless it's backed by the Federal government. What kind of return rates are you trying to get??? I recently moved my Roth IRA money to a Roth IRA CD that pays 3.33 percent APR for 30 months. That's 3 or 4 times what the typical credit union rates are.....and it's tax free when you get it out!!! There is another credit union here in town that offered 3.25 percent APR for a 6 year CD, I was going to change credit unions but my credit union offered the higher rate. treblig