PayPal rules

I've noticed this comes up quite a bit, someone is selling something on the forum and requests to be paid through PayPal with funds marked as "friends and family"
Then, when the seller turns out to be a scammer the buyer has no recourse
Of course, this is just chicken coming home to roost for the buyer going along and lying about it save a buck

So I was thinking, obviously we can not impose morality on our members, but perhaps we could make it a "rule" that you are not allowed to ask buyers (or sellers, for that matter) to lie, and Mark it as "family and friends"

I don't know how we would impose this, but it could be as simple as adding a warning to the 9 second screen we all read before posting a for sale or want add

Just thinking out loud here, trying to make this a better place for all of us

I avoid that and fork over the 3% paypal tax for Piece of Mind.