PayPal rules

I've noticed this comes up quite a bit, someone is selling something on the forum and requests to be paid through PayPal with funds marked as "friends and family"
Then, when the seller turns out to be a scammer the buyer has no recourse
Of course, this is just chicken coming home to roost for the buyer going along and lying about it save a buck

So I was thinking, obviously we can not impose morality on our members, but perhaps we could make it a "rule" that you are not allowed to ask buyers (or sellers, for that matter) to lie, and Mark it as "family and friends"

I don't know how we would impose this, but it could be as simple as adding a warning to the 9 second screen we all read before posting a for sale or want add

Just thinking out loud here, trying to make this a better place for all of us

Why not cover the paypal fees yourself as a buyer and then you have the protection if they flake out and try to take your money... The few extra bucks will be more than worth it if the seller tries to scam you...