Credit scores

318willrun said
I don't want a credit score. It's wrong from the get go, and here's why. You get a "higher score" by doing what???? Borrowing money and making payments. Period. A person that cannot stay out of debt and is always borrowing may have a high score, but is probably short on cash and is most likely 1 months wage away from loosing it all.

They can keep their credit score.
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In the good old days, if you wanted to buy a car, you put 25% down and the dealer called the electric company, your mortgage company, your Diners Club card, etc. Guess what, you pay on time and aren't a deadbeat. Loan approved. If there wasn't billions for the bankers by bamboozling Americans, there would be no such thing as the Credit Score Industry.