Credit scores

2009 lost 2 of 4 houses. Took over 3 years to get thing straightened out agin.
I would like to thank all my x renters that still owe me thousands of dollars for destroying my retirement plan.

I have never in my life filed bankruptcy nor has my wife. It would appear that is the only way to recover my credit rating. It is in the basement now and probably will be until the day I die.

Sold one house on contract for deed at that same time. NEVER AGIN.

At least I have a 6 month gap to fix things if I need to before losing anything ever agin. Thank the Lord.
Working to get that gap to a year in case of health issues or whatever.

In the mean time I have a -250 score.