Do you use the self serve checkouts?

pishta said

Keep thinking that.. I used to think a mil in the bank was the ticket to financial freedom. Thats when the interest rate was 6.5% and you could theoretically live on 65K a year on the interest alone. Nowadays, your lucky to get 2% (20K) , or risk it in some high yield investment. Ill just keep plodding along in my job. Ive been on vacation for almost 2 weeks now and im going F'n stir crazy at home. My retirement goal would be to sell it all, buy a killer Diesel pusher RV and tour America with the old lady. See it all before I check out. Kids can have the rest.

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You are correct but fortunately (or unfortunately) interest rates cycle up and down over 10/20/30 year periods, they have been pretty low for some time now and are finally starting to rise. Me, my son and my wife are currently getting 3.4 percent return on our Roth IRA CDs ($1000 min). This rate is good for 30 months and is Federally insured (Federal Credit Union) up to 250K. There is another credit union here in town offering 3.25 percent on 7 year CDs.
If you look at the chart on this website you can see that rates have been increasing for the last 5 years and if rates follow past history they should continue to rise for quite a few more years before they start too cycle down again, in fact, the Federal Reserve has recently stated that they plan to increase interest rates in the near future (Dec) to stabilize the economy:
CD Rates Summary November 20, 2018

Interest rates were in the 12/13 percent range back in the early 80s and ,if history is any indicator, rates should get up into the 5/6/7/8 percent range within the next few years??

One million dollars will make you $181,959.00 in 5 years ($36,391/yr) at 3.4 percent. That's not quite enough to live on but if interest rates keep rising it should be possible.

I always plan ahead so that I never have to do anything today!!! treblig