Want to pose a question

My wife knew going in that we would have separate accounts and a "middle" account.

Household bills and transfers between us go to and from "the middle", paycheck deposits and credit card bills are tied to the individual accounts.

We NEVER have "can I buy..." conversations.

we NEVER argue about money, except for "you gave me too much".

If you can afford it, buy it.

If I can afford it, I buy it.

I'll never buy a new car.

She wanted one and could afford it, so she bought one.