Crash investigators do this for a living?

First off i am sorry 2 hear about the accident but so happy she is alive. Cars r replaceable ppl are not. Im an auto insurance adjuster. You know the guy who looks at the wrecked cars and gives u an estimate. As long as your insurance company is handling everything it doesn't matter what the investigator says. Now if you're seeking legal action then thats a different story. But at the end of the day you still have your daughter. God bless ur family.