yeah, I'm slowly getting us to get on one. With the tax check and my yearly bonus, I'm paying a bunch of stuff off. Goal is to be debt free other than a mortgage by end of next year.
We paid off the house and the RAV4 in March of 2017. Today we still owe 1 credit card about 2000. I do love being able to stroke one check annually for home owners insurance, auto insurance, and the like.
The mind games still exist, just different. When we tell a kid or grandkid we don't have money to give them, we have to lie. We're resisting a bigger better Christmas for all.
Many things we could do if we're willing to go in debt again. Continue to save for 5 or more years to do that remodel or sign the papers and start enjoying now.
Bottom line, debt free aint all that. Doesn't even compare to hitting the lottery.
