Stop in for a cup of coffee

I agree with Red. We are fortunate to be debt free. No mortgage, no credit cards, no car payments, nothing.
Worked long and hard and went without for many years to reach that point.
Its a great feeling and we're able to do things for us and others without much thought.
Debt free though isn't everything. I'd go into debt for family if I had to.
Family is always number 1.