selling my home
If they can't pay, they can't afford it.
^^^ This right here ^^^
A few years ago I had a mobile home I sold as a "owner finance" or a land contract as it is properly referred to. That turned into being worse than renting the damn thing out which is what I was try to get away from. If something broke, or some sort of normal maintenance had to be done, I would hear about it when it came time to collect payment. It was the same old thing, "you ripped me off" because they had to fix something. Of course they were short on the payment because of it. They had a couple of kids, so you could just about count on just before school started and Christmas they would be short on the payment too.
Fortunately the attorney that wrote the contract for me set it up as a lease to purchase agreement. That allowed me to evict these people the same way as a renter as opposed to filing a home foreclosure. The eviction took 3 months, the foreclosure could have taken over a year or better. So keep that in mind if you do decide to go that route.
In the end, I wound up taking a loss on this thing. After the damage the people left (a common thing with low income people for some reason) I took a loss. The appliances were all gone (they were all less than 6mos old when I sold it) walls were caved in, they even busted the bath tub. I sold it to a mobile home broker for $700 and the removal from the property. I was happy to get that.
