Buurrr

I grew up north of my current home. 20-30 below doesn't phase me, and snow isn't worth talking about. Yet down here in PA people act like they are going to die when it gets near 0, or some snow falls. So yes, it's all relevant to your conditioning.
same here in Denver. The California folk move here and think bald tires and cutting everyone off is the way to go. Your BMW engineering will not fair well against my Power Wagon