In most cases I have to 100% agree I don't start talking about things until I have the money for it. Ted of PIR is quite the exception.. absolute old school guy who absolutely loves talking about this stuff and giving great advice and going over different scenarios. Quite honestly I'd rather you just come in and sit down and chat with me for a while is what he told me the last time I talked to him. For the longest time when he had the shop in what is now extremely trendy District of Portland I would always say why don't you just sell the property I mean and go to Hawaii and live it out? His passion for Hot Rodding and Building engines and talking to people about their engines and building them is what he loves. Was ready to retire LOL if you want to call it that a few years ago so he built, hand-built! A custom shop right next to his house out in the country where he took all of the highest end best pieces of his equipment and brought them basically home. Now he just does custom work only and all the cool stuff. it's almost like denying him his Passion by not calling him for advice...