Pay Pal fees hit an all time high.

Look on the bright side, if you have your own business, you pay a fee every time someone uses a credit card.
If they dispute the transaction, the credit card company refunds them, and you're stuck with no product, no money, and, IIRC, a $25 fee on top of that. (Scammers suck!)
2.9% for the convenience of not having to take a check (where, if the sender has NSF, you get charged $15 when the check bounces) - no big deal...figure it into your price.