Stop in for a cup of coffee

Ben Drinkin said

bad drivers... I had State Farm Insurance when I moved from OKC to Lubbock, my rate almost doubled. S Farm said it's because accidents per 1000 (or whatever metric they use) was sky high in Lubbock.. I've learned why. This town is nuts..

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Yep when I was selling insurance, I had a little town where literally one side of the street was 20 percent higher on an H8 policy than the other side. Reason: that side of the street had hail damage and had several claims for cars and roofs, the other side, missed the hail