Race car & trailer got taken out at stop light

Tell your agent … time for him to go to bat for you. Hand the case and files over to them and tell them to roll up their sleeves and get after it. I've done this, and they paid me for my loses, and went after the "other people" to get their money back
If I did that, I would get nothing for the car. Trailer insurance does not cover contents of trailer. The other guys insurance covers the contents of the trailer as "personal property". It's a weird loophole but that's what I have to work with.