Yes, I would absolutely call that a basic engine. What you just described is a bone stock 6.4. even buying a used one you'd have a hard time keeping it under $10k. Don't forget your $1,000 headers, fuel system, gauges, what trans are you gonna use? A8? Good luck with that. So add more money for adapters and a custom torque converter. In my opinion $10k minimum for a bone stock engine is insanity.