Race car & trailer got taken out at stop light

Sorry, but that is not only dishonest, it is called Insurance Fraud. People have gone to prison for that. Although, as RRR stated, it may be the only way you will get money, it is still dishonest and illegal.
Why is it illegal! Are you his lawyer or Doctor? Are you going to pay his medical bills down the road?

I have a friend that was hurt in a car accident years ago, he said he was find. Now years later he can't work due to a back injury sustained in the accident. His neck also gives him problems.