Caution - Stay away from Stonegate Insurance
Happens regularly. In the SE USA with the Houston storms/floods and the one in the FL panhandle, the re-insurance companies took a beating and so the rates are going up in a lot of areas. I tell folks all the time on the Outer Banks of NC.... it has to come out even with a profit in the end.... otherwise, no insurance.
Unless you want gov't controlled insurance. Let's see:
- O-care: Through-the-roof rates for all the social program stuff; the bulk of the taxpayers subsidizing a few. The payment subsidies aren't coming from the excess premium collections LOL.
- Federal flood insurance: Beyond broke after Katrina and whacked again with 'cane Sandy and then Houston.... rates going up there too. But that will stay broke since the politicians keep mucking with it to buy votes. When it collapses for goof, expect to pay higher taxes some way or another.. there is no other financial backup.
So there are your choices.
Sorry, KK... I got off course.... hope your situation gets better..