Fan start temp

just wondering if I have a 180 degree thermostat at what temp would I want the electric fans to come on ?

Is it bad to have them running all the time ?

It's not good for the fan life, but people do it.
I run a 190 stat and have it set to come on at 210 and shut back off at 190.
Out on the road it the temp dips just below 190 so I know the fan shuts off.
Around town in stop and go traffic it will go back and forth between 190 and 210 as the fan turns on and off.