Michigan Registration Question

I have Hagerty and standard Mi plates on my car, I drive it anytime I like.
I pay less than $30.00/year for tabs and a few hundred dollars more a year for Hagerty, my choice for piece of mind.
With that being said, as I did, do the research, go to secretary of states web site, read all the options and see what fits you.
same with insurance, Hagerty is a good insurance but, as of late I am finding out that Grundy also offers good insurance also, coverage is comparable and, Grundy is a few hundred dollars less a year for almost the same coverage.
When my premium comes due in August, I will be finding the best insurance coverage for my money.