Some people amaze me. It’s not always about YOU. They are not here e to serve YOU. They are a business out to make a buck. If you are cool with stealing don’t lose any sleep over it.
I dont see it as stealing plan and simple. I'm sorry that I dont see it your way. I can agree to disagree.
And for the record I am not cool with stealing I am a very ethical person with high regards to everyone and everything I have contact with. I do not see that it is stealing to use an option that they offer. If it was stealing or dishonest why would they even make it an option. Like I said before the 3% is insurance and the f&f is a way of waving that insurance policy. Imo
