Wondering about insurance for new muscle

Pulling my Mustang off met life, and putting it onto Hagertys actually saved me $850 per year, and gave me way better coverage on the mustang and includes towing and roadside assistance on the policy.

I think the reason Hagertys and others are that inexpensive is pretty simple. People with cars like these really care about them, and are not normally going to drive them in ice and snow. They get a lot less use since they are secondary pleasure vehicles, are garage kept most of the time. Average age of a collector car owner is mid 40s to 70s and up, married, owns their own house etc. It's more of an acceptable risk.