An idiot killed my baby. Need advice.

I just read this from your link...

Coverage For How You Use Your Race Car

We protect your car in the trailer, in the paddock, in storage — just not when it’s racing on the track. Full coverage is available for driving on the street if it’s a street-legal race car, or even for a parade lap or two.
Had track day coverage. Of course i was covered in 2008 not 2019 and on track activity including strip was covered. Every state & company is different. Point is any type of off road insurance is available if ya can pony up for it. Hopefully dude that ruined OPosters car had multipliers.