I've never made a car payment in my entire life.I drive old cars and I buy them outright.I carry only the insurance required by law in my state.Learned the hard way way back when some fool ran a red light and T boned me.his ins co wouldn't give me enough to replace the car and that told me just what a scam the entire insurance industry is.If they can find a way to weasel out of paying they will.
