I have did f&f numerous times and have taken f&f many times. Since I’m in Canada most of my items are shipped with enough insurance to cover the unforeseen or unthinkable. I get charged 5% for every $100.00 usd I get thru pay pal and at least a $5.00 transaction fee. The fee goes up the more the transaction is. On a $500.00 usd transaction I get dinged a $25.00 fee and a currency conversions fee of 5% also. I let the buyer choose. Kim
