Yes, maybe poor judgement but that mechanism was only initiated by me last week. Never had an issue in 20 years except a $100 charge at a smoke shop that was reversed in a matter of hours so that one happened way before I setup the "always logged in" service. They emailed me and said "suspicious activity detected", just like this most recent case...and then they tell me that it was NOT an unauthorized transaction per their 2 hour investigation. Hundreds of cases like this on ebay/paypal forums.