F-CK Paypal

I got jacked once on E-bay, had PP linked to my credit card.

Got a notification from E-bay thanks for the purchase of the gift card....

Called PP they said suck sand, the payment was sent as a gift.
CC company basically said the same thing.

E-bay on the other hand took this very seriously, now if I buy anything off them, they e-mail a pass word to purchase.
How did you set that up? I need that.