How would you handle

Two options come to mind:
1.)"Hi, how are you? I was just on my way out to my stress management meeting... no, we can't go into the yard anymore, there's a family of rabid raccoons living under the cars and I can't afford to have them removed until after I've finished my leprosy treatments... how 'bout a hug?"
2.)"Hi, what do you need? I don't have a lot of time right now. This is my ME time and I have a lot of things I want to get done." -offers to help- "I appreciate the offer, but I have my own way of doing things and can't afford the distractions. Maybe some other time."
If neither works, go to post #51. You tried to be nice.