I do not use paypal
I have been using PayPal for about 8 years now and I like it. I have never had an issue and I only have it linked to my credit card so I get a dual layer of protection from the card on top of PayPal.
I have done small transactions of only a few bucks up to to big ones of $10k.
I have them mail me a check when I receive funds and it arrives like clockwork without issue.
I honestly don’t know why people wouldn’t want to use it, it’s as safe as anything else out there.