Just got a 6 week " vacation"

I retired at 65. Soon as I could get on Medicare. The little more I could have drawn per month by working an extra year, wasn't worth it to me. Social Security is set up so that you pretty much are supposed to draw the same total dollars over the years regardless of when you retire. I think somewhere in the 80's is the break even. Lower amount for a longer period of time, or higher amount for a shorter.