Is this a fair radiator?

Your picture shows no shroud, BIG no-no, and your looped together heat hose is returning hot water right back into the block. You basically need more airflow through the radiator, and fix some of the "hacking" there

Yup!

I should’ve looked more closely at the picture. The lack of a fan shroud by itself could be causing the issue.

Really, 200+ degrees is not unusual in traffic. And that assumes your temp gauge is dead on. If it stays under 220 I wouldn’t consider it a big issue. And the missing shroud really hurts fan efficiency.