Retirement - looking for savings ideas

living within your means is key IMO. avoid credit card debt totally. I was surprised what a huge difference paying off all mortgage debt made. It's a good goal to have - things get much easier/more fun after that. Avoid car loans. get to a point where any necessary new car purchases are strictly cash deal if you can. Yes - avoid car dealers and banks # vultures..worked in banking 35 years.. when necessary your local credit union is usually your best bet.. fwiw

ps love the car