Retirement - looking for savings ideas

As mentioned, Make a firm list of monthly expenses. Start wacking it down asap. Eliminate unnecessary expenses or trim down, cable, phones, insurances, trips, eating out etc, also look to doing home repair and car repairs before hand.

Determine from your employer what will your pension be. Decide on when you will begin Social Security. Project your 401k to your retirement date now too. If you are married do the same with the spouse. Myself I decided to pull my SS at 62 and got my first check last month. If I waited to 65.6 approx it takes 12-13 years to catch up if you wait for the extra few hundred dollars. Go to socialsecurity.com now and make an account, review your salary history and be sure it is correct. They will provide actual amounts that you will receive monthly depending on your age when you pull it out.

It's about life style mainly and you expectations relative to monies. Be objective and proactive!

Marion