Retirement - looking for savings ideas

i will take a look at Dave Ramsey not sure who he is ?
Google is your friend, in less words than you used to type this post ^^ you could have found him, he's easier to find than this site... even YouTube .. LOL. He's just one of the top radial talk shows in the world, and he gives advice on financials. He also has books, seminars, etc. Happy retirement. :)