ideas for insulating garage/wall ceiling covering

but if your budget is like mine...you my need to go this route
I'm not sure my budget could afford that snazzy looking coat...and if I got one,my wife would want one too! But it's a good idea.
toplscuda,take care of two problems at once.
ch1ll,Thanks for the hint with the combo.White was my thought...forgot about it getting dirty.I've got blown in insulation in the attic of the house.It seems to lose some efficency each year-settling? or maybe just me getting older and less tolerant of the cold.