Insurance Co. says car must be in a locked garage

I tryed Hagerty no good for me.

They will only insure the car WHEN it is locked inside my shop basically.

Stay at the girlfriend's house, not covered.

Stay at a hotel on a road trip, not covered.

Branch falls on the car when parked at the ice cream shop, not covered.

If the car is parked and its out side you are not covered.

Maybe you fib and say the car lives inside when it dont.

Thats insurance fraud and a big company like them loves to not pay out so yeah Hagerty wont be getting any of my money.