Insurance Co. says car must be in a locked garage

I had both American Collectors and Haggerty for my 69 Barracuda. I had American Collectors for about four years. Rates were OK, but then I called one day and asked a question about coverage. I was told that unless I was on my way to or from a car show or just cruising for fun, I was not covered. I was also not allowed to drive it to work, to a restaurant or to a store. Plus they put an annual mileage restriction on me. So I dumped them and went with Haggerty. I was with them for about ten years, but every year I got a pretty big increase. When it got to be over $300 a year, I called Grundy. They were considerably cheaper for the same coverage. I haven't had an increase in a few years, and it is $200 per year now. Look carefully at your coverages and ask questions.