You know what you're right. I keep thinking, if something did happen, I don't want to be penny-pinched by the insurance. Hagerty will pay out right, no questions asked.
I know a couple people who over the years have had to file a claim with Hagerty and the company paid the bill. Knock on wood I have not had to file a claim and hope I never do.
I would suggest that you call and ask any questions directly, don’t take my word for anything. LOL
