The trap of online payments

Last year I got a $99 Samsung Galaxy a10.

It's kind of a bare bones smart phone.

Plan is only $35 a month.

Besides a modern phone you also get a pretty good camera and a decent web browser.

I've only installed one app and that is a free, non-intrusive GPS speedometer.

The only reason I got rid of my 2012 phone is because it went through the washer and I couldn't fix the touch part of the screen.