The trap of online payments
Last year I got a $99 Samsung Galaxy a10.
It's kind of a bare bones smart phone.
Plan is only $35 a month.
Besides a modern phone you also get a pretty good camera and a decent web browser.
I've only installed one app and that is a free, non-intrusive GPS speedometer.
The only reason I got rid of my 2012 phone is because it went through the washer and I couldn't fix the touch part of the screen.