Well it's a dam* good thing I noticed the fine print LOLOL

Exactly. That's why you'd have to buy their coverage, or don't and pay for any damage you cause. Folks have that choice, just like when you rent any other car.

No, what I'm saying is, the coverage I have on my dailies will cover any vehicle I rent from avid, hertz or what have you

So there is a chance they would cover this too (though I would double check before getting in)